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Streamlined Loan Bottom Line Benefits:
  • May be able to reduce required income and asset documentation.
  • A new home appraisal may not be required.
  • May have lower closing costs.
  • Rate and term refinances only. Cash out and debt consolidation is not permitted.
  • Reduced processing time.
Great reasons to consider a Streamlined Home Loan:
  • If you are doing a rate and term refinance with no cash out or debt being consolidated you should ask if you are eligible for a streamlined refinance.
  • You want to reduce the amount of documentation you have to provide for a refinance.
  • You would prefer not to have another appraisal done.
Streamlined Home Loan Options:
  • 30 Year Fixed Rate Mortgage
  • 20 Year Fixed Rate Mortgage
  • 15 Year Fixed Rate Mortgage
  • 10 Year Fixed Rate Mortgage
  • Adjustable Rate Mortgage options*
How do I get started?

Ready to get started? Looking for more information about Streamlined Home Loans? At National City Mortgage we make it easy. You can:

  • Call us at 1-877-508-3339
  • Fill out the short Learn More form to the right and we'll get back to you in 1 business day
  • Chat live with Mortgage Specialist to discuss your options. Chat Now

*Interest is fixed for a set period of time, and adjusts periodically thereafter. At the end of the fixed rate period, the interest and monthly payments may increase.